What is adverse credit?
Learn how bad credit affects you, check your credit history for free, and discover ways to improve your credit score.
BorrowingNews and tips on credit cards, loans, mortgages and other money matters
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What happens if I overpay my credit card?
Overpaying your credit card leaves you with a credit balance you can spend or refund. It won’t boost your credit score and can tie up your money.
Money Management
APR vs interest rate: What’s the difference?
Understand the difference between APR and interest rate. APR shows the total yearly cost, including fees, while interest rate is just the basic borrowing cost.
Borrowing
Do housing associations do credit checks?
Worried about your credit score? Some housing associations do credit checks – but not all. Find out what to expect and how to boost your chances of being accepted.
Borrowing
Who can see my credit report?
Find out who can see your credit report. Learn what lenders see, how to check your report, and improve your credit score.
Borrowing