When do you feel most confident? Tell us for your chance to win!
Discover our latest giveaway and read the full competition terms and conditions.
NewsNews and tips on credit cards, loans, mortgages and other money matters
Switch layoutLatest
What is a good credit score in the UK?
Looking to borrow money, or get a mortgage and want to know if you have a good credit score? We simplify the scoring system to help you get your finances in shape for the new year ahead.
Borrowing
Why have I been offered a higher interest rate than advertised?
If you find credit with an attractive APR, you might be pretty annoyed when you apply and it’s higher. In this blog, Ocean explains why lenders can offer different customers different rates.
Borrowing
What is a credit card minimum payment?
It's very important that you make at least your minimum repayment each month. Not doing so could harm your credit history.
Borrowing
Will a credit card affect my mortgage application?
Applying for a mortgage is a big step, so it’s smart to think about whether or not your credit card might affect your chances of being accepted.
Borrowing