I’ve got an overdraft, so do I need a credit card?
If you are using your overdraft, do you need a credit card too? What are the pros and cons of each?
Borrowing
News and tips on credit cards, loans, mortgages and other money matters
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Can I get a credit card refund?
Buying on your credit card can protect you under Section 75. But what exactly is it and how do you get a credit card refund?
Borrowing
When do you feel most confident? Tell us for your chance to win!
Discover our latest giveaway and read the full competition terms and conditions.
News
What is a good credit score in the UK?
Looking to borrow money, or get a mortgage and want to know if you have a good credit score? We simplify the scoring system to help you get your finances in shape for the new year ahead.
Borrowing
Why have I been offered a higher interest rate than advertised?
If you find credit with an attractive APR, you might be pretty annoyed when you apply and it’s higher. In this blog, Ocean explains why lenders can offer different customers different rates.
Borrowing