News and tips on credit cards, loans, mortgages and other money matters

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Couple signing tenancy agreement

Can someone live with me in my council house?

Moving someone into your council house can seem like a grey area.

Income & Schemes

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Close up of a calculator showing "APR" on the screen

Why is my APR so high?

If you find credit with an attractive APR, you might be pretty annoyed when you apply and it’s higher. In this blog, Ocean explains why lenders can offer different customers different rates.

Borrowing
Find out what a mortgage stress test is, why lenders use it, and how it helps protect you when buying a home.

What is a mortgage stress test?

Find out what a mortgage stress test is, why lenders use it, and how it helps protect you when buying a home.

Borrowing