Skip to main content
Show menu
Credit Cards
Credit Cards
Our Credit Card
Cards for Bad Credit
Credit Builder Card
Credit Card Eligibility Checker
Credit Card Interest Calculator
Guides
Student Cards
How Interest is Calculated
Lowering your APR
Freezing a Credit Card
See all credit card guides
Loans
Loans
Secured Loans
Homeowner Loans
Debt Consolidation Loans
Joint Loans
Bad Credit Loans
Personal Loans
Loan Calculator
Home Improvement Loans
Low Cost Loans
CCJ Loans
Self Employed Loans
Car Finance
All Loans
Guides
Secured Loan on Joint Mortgage
Advantages & Disadvantages
Extending a Loan
Getting a Loan on Benefits
Can't Afford Repayments
Remortgage or Secured Loan
See all loans guides
Motoring
Motoring Services
Car Finance
Car Insurance
Van Insurance
Car Finance Guides
Is car finance hard to get?
What credit score is needed?
Financing for someone else
Car finance with no licence
Refinancing a car
Car financing with an IVA
Writing off a financed car
See all car finance guides
Insurance
Insurance
Life Insurance
Car Insurance
Van Insurance
Insurance Guides
Comprehensive insurance
Does age impact insurance?
Insuring a car you don't own
Getting two policies for one car
Check claims history
See all insurance guides
Mortgages
Remortgages
Remortgages
Bad Credit Remortgage
Mortgages
Mortgage Advice
Debt Consolidation
Guides
Types of Mortgages
Mortgage Fees Explained
How Does a Mortgage Work?
Saving for your Deposit
Mortgages with Bad Credit
How Does Remortgaging Work?
See all mortgage guides
More
More About Ocean
About Us
Reviews
Blog
Need some help?
Money Worries
Contact Us
Home
Blog
Money Management
News and tips on credit cards, loans, mortgages and other money matters