Can a loan be used as a house deposit?
Find out if lenders accept loans as deposits, plus alternative ways you can get a deposit together to buy a house.
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News and tips on credit cards, loans, mortgages and other money matters
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What is revolving credit?
Understand the difference between revolving and non-revolving credit so you can make the right lending choice and manage your money better.
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Do I have to declare my student loan on my mortgage application?
Is your student loan something you need to tell lenders about when you apply for a mortgage? You may be surprised when you find out.
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Why is my APR so high?
If you find credit with an attractive APR, you might be pretty annoyed when you apply and it’s higher. In this blog, Ocean explains why lenders can offer different customers different rates.
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What is a mortgage stress test?
Find out what a mortgage stress test is, why lenders use it, and how it helps protect you when buying a home.
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