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Why choose Ocean?

We’ve been the go-to for everything money since 1991 and believe accessing credit should be simple, straightforward, and available to everyone.

We’ll search 100s of credit options for your best fit.

See the top results without affecting your credit score.

We’ve helped over a million people – and counting!

See what our customers say

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More about our loans

Debt consolidation loans

Debt consolidation loans make managing your debts simpler by rolling them into a single, affordable monthly payment. Remember, if you consolidate your existing borrowing, you may be extending the term and increasing the amount you repay in total.

Low-cost loans

Looking for a low-cost loan? We can help find you the best deal you're eligible for from our panel of lenders. Get a quote today, without affecting your credit score.

Joint loans

By applying for a joint loan with someone, you might increase your eligibility for loans, access higher loan amounts, and potentially secure better interest rates.

Bad credit loans

Ocean have homeowner and personal loan plans available for all financial situations. If you have defaults, CCJs, or missed payments on your credit history, we may still be able to help with a bad credit loan.

Home improvement loans

Improve, don't move! If you need to extend or improve your home, we offer a selection of home improvement loans from our panel of lenders to suit your individual needs and requirements.

Car finance

Borrow from £3k upwards for a used car with car finance. You don’t need a deposit - and getting a quote won’t affect your credit score.

Discover our other products

Can we help you today?

Whether it’s a question or you just need support, we’re here to help.

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