Helping you improve your credit score
- Checking won't hurt your credit score
- Free text message payment reminders
Check now
Intelligent Lending Ltd (Credit Broker). Capital One is the exclusive lender.
Intelligent Lending Ltd (Credit Broker). Capital One is the exclusive lender.
Making repayments on time and staying within your credit limit can help improve your score. Not doing so could harm it.
- Checking won't hurt your credit score
- Free text message payment reminders
Making repayments on time and staying within your credit limit can help improve your score. Not doing so could harm it.
Mobile App
Make payments and check your balance on the go
Contactless
The easy way to pay for things up to £100
Free Alerts
Keep track of your spending with email and text alerts
How to get an Ocean Credit Card
To apply for a credit card, follow our step-by-step process:
- Check your eligibility - Complete our form.
- Apply online - Get a yes or no in 60 seconds.
- If accepted - You'll receive your card within 10 days.
No impact on your credit score