Van Insurance

Don’t worry, you don’t need to go searching for paperwork before you get a van insurance quote… we only ask you questions that you should already know about the van you’re looking to insure.

Firstly, you’ll need the registration number – but if you don’t have this, you can just select the make, model and year of manufacture. We’ll also ask you for a few personal details, a bit more about the vehicle (such as any modifications and its intended use), your driving history and the type of coverage you require.

An insurance excess is the amount you agree to pay on a claim before your insurance provider foots the rest of the bill. On your van insurance quote, you may see two different figures for voluntary excess and compulsory excess.

Voluntary is the amount you decide to pay towards a claim – so you can set this from £0 upwards. Most people do however add a voluntary excess as this can reduce your insurance premium.

Then there’s the compulsory excess and this amount is decided by your insurance provider. So when picking a policy make sure you can afford the total excess (the voluntary excess + the compulsory excess).

Modifications can include anything from alloy wheels, spoilers and accessories to paintwork, signage and increased engine performance. All of these could increase your premium as it might affect which insurance group your van falls into – some modifications will increase your insurance more than others.

If you don’t declare any modifications made on your van or pickup, you could end up invalidating your insurance – so it’s really important to fill out the online application form accurately.

You might want to add extra drivers to your van insurance policy for business purposes, and our application form allows you to add up to 4 others, excluding yourself. To successfully add additional drivers, you’ll need to enter personal details, driving licence information and the driving history of each person.