Find out everything you need to know about credit cards, your eligibility and how to get approved. It can be tricky to understand the difference between credit card types and determine which one is right for you. Read our well-researched, easy-to-understand guides to become an expert in no time.
Learn what happens if you miss a credit card payment, how it affects your credit score, and what steps you can take to minimise the impact. Find helpful tips and support options to stay on track.
Being self-employed doesn’t have to be the end of your credit card road. Discover what your employment status means and lots of application-boosting tips here.
Yes - your credit card can get declined just like a debit card. Find out the reasons why and learn what to do if your card is declined in our helpful guide.
Yes, you can freeze your credit card to prevent fraud, control spending, or manage financial difficulties. Learn the steps, reasons, and how freezing your card affects your credit score.
Learn the importance of making the minimum payment on your credit card. Find out how it works, why paying more is better, and how to manage payments to avoid extra interest and debt.
Introductory rates can help you save money on interest, but there are a few different introductory offers you could get. Read on to find out how to make the most out of your credit card offers.
Your credit score has a major impact on whether you will be eligible to borrow money and the interest rate you’ll be charged. Find out how to check and improve your credit score.
Section 75 protects credit card purchases between £100 and £30,000, allowing you to claim a refund if something goes wrong. Find out how it works, when it applies, and what protection is available outside of Section 75.
Understanding the different types of credit card fees and interest charges can help you to avoid unnecessary expenses. Learn how to make the most of your credit card with our guide.
If you want to make some home improvements, but don’t have enough to cover the cost, you can use a credit card. However, there are a few things to consider.
Explore the pros and cons of holding multiple cards, from building your credit score to managing different payment dates. Make sure to weigh the benefits and risks before applying for more cards.
Deliberating over whether to take out a credit card? We’ve put together a summary of the most important information you need to know, to help you come to a decision.
Find out exactly what documents you’ll need to apply for a credit card online or in person. Here are the details UK banks and providers need for your application.
In this day and age applying for a credit card is easy, but there’s still a lot to bear in mind. We’ve aimed to cover all of the most important points here.
Do you work part-time but you’re not sure if you'll get accepted for a credit card? Read our guide to applying for a credit card with a part-time job here.
Balance transfer cards could help you save money on interest or consolidate your debt. However, there are many things to consider before deciding whether a balance transfer card is right for you.
Learn what to check for when applying for a credit card, how to prepare and increase your chances of being approved, and what to do if you are rejected.
Learn how long it takes to get approved for a credit card, and how long you can expect to wait until your card arrives. Plus, things you can do to speed up the process.
Wondering if you should close an unused credit card? Learn how keeping or closing your card can impact your credit score, fraud risk, and future mortgage applications.
Don’t worry if your credit score is low. There are easy ways to boost your score right now, and other actions that could improve it in the next few months.
Being on the electoral roll will boost your credit score. Find out how to get on the electoral roll and how to check your voting registration shows on your credit report.
Some actions can improve your credit score in months, while others will take longer. Making payments on time and having utility bills in your name will boost your score.
You could save money on interest, combine your debts and pay off what you owe faster with a balance transfer card. See how these fees affect your financial goals before applying.
Learn what happens to your old credit card after a balance transfer. Understand its impact on your credit score and get tips for managing the transition smoothly.
Balance transfer cards cut credit card debt with lower rates, while money transfer cards provide cash to your bank for a range of needs. Learn which card is right for you.
You might be able to do a balance transfer for someone else, but there are some things to consider. Learn what you can expect if you’re looking to balance transfer from someone else’s credit card.
Having an overdraft on your current account is unlikely to significantly affect your credit score. The way you manage your overdraft could have an impact on your score.
Most Buy Now Pay Later companies report payment information to credit reference agencies. This means using BNPL schemes such as Klarna will affect your credit score.
You don’t have just one credit score. The three UK credit reference agencies each use different information and formulas to calculate your credit score.
Simply moving house won’t affect your credit score. But missed payments or too many credit applications at your new address could have a negative effect.
Being on Universal Credit will not affect your credit score as your score is calculated based on your borrowing history and debts, not your source of income.
Learn what residual interest is, how it works, and how it differs from regular interest. Understand how residual interest can still accumulate on your credit card balance even after making a payment and discover practical tips to avoid it.
A joint credit card could help you keep track of shared spending. Understand how a joint credit card works and who is responsible for repaying the debt.
Learn how applying for a credit card can impact your credit score. Discover the short-term effects of a hard search and how responsible card usage can help improve your score over time.
Waiting for the right amount of time between credit card applications can help boost your chances of being approved. Find out how long you should be waiting and why.
Getting pre-approved for a credit card can feel like a win. Discover what you can do to improve your chances of being pre-approved, and what it means if you are.
Withdrawing cash using your credit card is known as a cash advance and comes with high interest and fees. See how much a cash advance could cost and what the alternatives could be.
Understand how credit cards work, including borrowing, billing, interest, and their impact on your credit score. Learn about different card types, costs, and tips for responsible use to make informed financial decisions.
Learn how credit card limits work, what affects your limit, how to request an increase, and tips for managing it responsibly to protect your credit score.
Learn how to cancel a credit card with ease and the steps to take before you do. Understand the potential effects on your credit score and explore options like balance transfer cards to help manage your debt.
If you’re considering filing for or have been declared bankrupt, it’s unlikely you’ll be able to get credit. However, there are other ways of repairing your credit history.
If you have a CCJ or bad credit history, your options for finance will be limited. However, may still be eligible for a credit card if you show lenders you can borrow responsibly.
If you are struggling to borrow money with bad credit, there may still be loans and credit cards available to you. Read on to find the borrowing option for you.
Struggling to keep up with your credit card payments? Learn what happens if you can’t pay, how to act quickly, and the steps to regain control of your finances.
If you find a surprise County Court Judgement on your credit report, don’t ignore it. Read on to find out the steps you need to take to deal with a CCJ.
Credit cards can be a little confusing if you’re not sure which kind to get. We at look the different types available and how you can choose the right option.
If you're considering using a credit card for your business, it's best to make sure you're using the correct type. Read on to find out how corporate cards and business cards differ.
Find out the difference between a personal credit card and a business credit card and if you can use a personal credit card for business purposes or not.
Your essential guide explaining the steps you need to take to get a business credit card if you are a sole trader and the advantages and disadvantages of doing so.
Wondering whether a business credit card could be right for you? Find out what sort of business purchases you could make with a business credit card and how to go about getting one.
Whether you're an established business or just starting out, having a business credit card could offer some benefits. Find out whether a business credit card if right for you and how to get one.
Unless you're own a large established business, the chances are you will need a personal guarantee in order to get a business credit card. Find out what this means and whether you will need one.
Find out how to apply for a business credit card if you have a new business. If you’re running a startup, sole trader or brand new company, follow our five steps to help you get approved for a business credit card..
Find out if being a sole trader or taking out a business credit card impacts your credit score. Plus how to apply for a business credit card of you're self-employed.
Getting a business credit card can be harder if you've got less than perfect credit, but it isn't impossible. Find out what you need to consider before applying for a business credit card.
A business card can be one way to improve your personal credit score, but this depends how responsibly you use it. Find out whether a business credit card is the best option for you.