Homeowner Loans
£10,000 to £500,000
- We compare 100s of loans
- We’ll get you our best rates
- Get your results in minutes
Homeowner Loans £10k to £500k
Personal Loans
£1,000 to £15,000
- Get a decision online
- Know your rate before you apply
- Comparing won't affect your credit score
Personal Loans
£1k to £15k
Checking won’t affect your credit score
- Up to £8,000 credit limit Credit Cards
- From £10k to £500k Homeowner Loans
- From £1k to £15k Personal Loans
- You could win £7,000! Car Finance
- Build your credit score Credit Score
- Compare 100+ providers Car Insurance
Intelligent lending Ltd is a credit broker not a lender, working with a panel of lenders for loans and Capital One exclusively for the credit card.
Why choose Ocean?
We’ve been the go-to for everything money since 1991 and believe accessing credit should be simple, straightforward, and available to everyone.
We’ll search 100s of credit options for your best fit.
See the top results without affecting your credit score.
We’ve helped over a million people – and counting!
See what our customers say
How can we help
More about our loans
Debt consolidation loans
Debt consolidation loans make managing your debts simpler by rolling them into a single, affordable monthly payment. Remember, if you consolidate your existing borrowing, you may be extending the term and increasing the amount you repay in total.
Low-cost loans
Looking for a low-cost loan? We can help find you the best deal you're eligible for from our panel of lenders. Get a quote today, without affecting your credit score.
Joint loans
By applying for a joint loan with someone, you might increase your eligibility for loans, access higher loan amounts, and potentially secure better interest rates.
Bad credit loans
Ocean have homeowner and personal loan plans available for all financial situations. If you have defaults, CCJs, or missed payments on your credit history, we may still be able to help with a bad credit loan.
Home improvement loans
Improve, don't move! If you need to extend or improve your home, we offer a selection of home improvement loans from our panel of lenders to suit your individual needs and requirements.
Car finance
Borrow from £3k upwards for a used car with car finance. You don’t need a deposit - and getting a quote won’t affect your credit score.